Monday, January 21, 2008

Considering the Cost of Obesity
Content provided by Staywell Custom Communications
You probably already know that obesity can raise your risk of Type 2 diabetes, heart disease, high blood pressure, stroke and certain types of cancer. But, knowing the dangers of obesity may not make it any easier to start exercising and cutting calories. Take a look at how your weight may be affecting your pocketbook or wallet. It may be just the motivation you're looking for.
Medical Costs
Each overweight or obese American spends about $700 more a year on medical bills than trim individuals, according to a study by RTI International and the Centers for Disease Control and Prevention. "In fact, an obese person likely will spend 36 percent more on doctor visits and 77 percent more on medications annually," says RTI study leader Eric A. Finkelstein, Ph.D. "And, every taxpayer in the United States shares the cost. That's approximately $175 a person, since half of those expenditures are covered by Medicare and Medicaid." Being overweight or obese adds as much as $93 billion a year to U.S. medical bills.
Insurance Costs
Life insurance premiums also tend to rise with weight, regardless of your health. For example, a $500,000 policy for a 45-year-old man who's at a healthy weight would cost about $859 a year in California. A man who's a little overweight would pay about $1,047 a year. An overweight man would spend up to $1,356.

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